Fintech

Where is fintech going from here

An interesting post on Yodlee has recently opened up the results of a survey on major trends for Fintech in 2015 summarizing them in five main points: “Cryptocurrency and the technology around it Innovation and convergence in payments Focus on customer experience and the evolution of customer-centric initiatives from banks User authentication and security (data security… Continue reading Where is fintech going from here

Fintech · Investments

Is Mark Cuban right on the risks of the valuation bubble?

Mark Cuban’s last week post has bounced around Twitter quite a lot. Mark’s key statement is that the current “bubble” is even worse than the 2000s one since there is less liquidity in the market. Some agreed, some didn’t (Dan Primack’s post is one of the most interesting ones); I do, partially, and I jump… Continue reading Is Mark Cuban right on the risks of the valuation bubble?

Business planning · Crowdfunding · Investments · Startups

The potential of equity crowdfunding in the Italian market

Do you want to read this in Italian? Click here The term equity crowdfunding has gained popularity in the start-up environment in the latest years. The concept is relatively simple: SMEs can seek for capital by issuing new shares through equity crowdfunding platforms. The user/investor can diversify his/hers investment portfolio by picking the investment target… Continue reading The potential of equity crowdfunding in the Italian market

Business planning · Crowdfunding · Investments · Startups

Il potenziale dell’equity crowdfunding in Italia

Vuoi leggere l’articolo in Inglese? Clicca qui Il termine equity crowdfunding è recentemente entrato nel lessico del mondo delle startup. Il concetto è relativamente semplice: singole aziende possono operare aumenti di capitale offrendo le loro azioni pubblicamente tramite le apposite piattaforme. L’utente/investitore, d’altra parte, può diversificare il suo portafoglio di investimenti scegliendo direttamente la start… Continue reading Il potenziale dell’equity crowdfunding in Italia

Crowdfunding · Startups

Gli ostacoli dell’equity crowdfunding in Italia

The following post is exceptionally only in Italian since it deals with details of the Italian regulation on equity crowdfunding. A new post in English will follow to deepen my views on the evolution of the industry. L’Italia è stata uno dei primi paesi al mondo ad introdurre un legge apposita per l’equity crowdfunding e… Continue reading Gli ostacoli dell’equity crowdfunding in Italia

Crowdfunding · Investments

Investor updates in equity crowdfunded companies

Equity crowdfunding brings together big and small investors in one round at the same valuation. While the price they pay is the same, expectations can differ. Traditional angels will most likely look for an active involvement at board level while private individuals committing hundreds or few thousands of Euro worth of capital will tend to… Continue reading Investor updates in equity crowdfunded companies

Crowdfunding · Investments

Price discrimination and shareholder management

Equity crowdfunding gives entrepreneurs the opportunity to have stronger control over their funding process and over the terms offered to investors compared to the more traditional financing methods. With this power however comes responsibilities. While setting the terms in advance can sometimes be an advantage, offering the wrong terms can turn into a disadvantage for… Continue reading Price discrimination and shareholder management

Crowdfunding · Online communities

Crowdfunding research for non-crowdfunding people

Despite the word “crowdfunding” being a common term in current traditional and tech-focused media there is often a lot of confusion about the number and types of models that compose the industry. To understand better how crowdfunding is perceived by individuals who are not familiar with the topic I have started a short survey. Instead… Continue reading Crowdfunding research for non-crowdfunding people